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Pensions and Retirement Planning

The rules around pension planning have changed a great deal recently, arguably making pension planning more important than ever. There are potential significant tax savings to be had with much greater freedom about how and when you draw the funds from the age of 55 onwards.

2016/17
Minimum age for taking benefits55
Annual allowance£40,000
Lifetime allowance£1,000,000
Normal maximum tax-free lump sum25%

The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.

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